Tangem Wallet Review 2025: Is It Really Unhackable?

Tangem Wallet is a cryptocurrency hardware wallet that allows crypto investors to store and manage their digital assets securely through cards similar to credit cards. Tangem uses smart card-based technology, and the wallets come in a 3-card set or two cards with a ring-shaped hardware wallet, which serves the same purposes as the cards.

Besides the platform’s innovative wallet design, the key features that make Tangem stand out include robust security with an EAL6+ chip, a simple NFC (Near Field Communications) technology, and a unique backup with multiple cards.

But that’s not all. In this Tangem Wallet review, we will explore what it is and how it works, the key features of Tangem Wallet, the transaction fees, and provide a straightforward guide on how to set up your Tangem Wallet. Let’s get started!

Tangem Wallet Review: What Is It and How Does It Work?

Tangem Wallet is a hardware crypto wallet designed for storing, sending, and receiving digital assets safely. It is a cold wallet that comes in the form of smart cards embedded with secure microcomputer chips similar to credit cards or biometric passports. These chips generate and store users’ private keys, which means the keys never leave the card and cannot be accessed by anyone else.

With this wallet, investors can manage their digital assets, explore various decentralized finance (DeFi) platforms, buy NFTs, stake tokens, and engage in other crypto activities. The table below is a detailed summary of the Tangem Wallet, including its key features, security, supported cryptocurrencies, and more.

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What Are the Pros and Cons of Tangem Wallet?

The pros of Tangem Wallet are listed below:

• NFC (Near Field Communications) Antennas: NFC is a set of standards for smartphones and other devices to establish communication with each other by bringing them close together (within 0-5 centimeters). Since the Tangem Wallet is primarily managed using the mobile app, this feature supports transaction verification by simply tapping your Tangem card near your phone.
• No Recovery Seed Phrase Needed: The Tangem hardware wallet uses backup cards instead of a 12- or 24-word recovery phrase, unlike traditional hardware wallets. This approach removes the risk of losing your funds to seed phrase loss/phishing attacks.
• Robust Security Features: Tangem Wallet is built with a certified EAL6+ secure element, one of the highest security ratings available for crypto wallets. This level of protection is used in biometric passports, making it extremely difficult for hackers to extract sensitive information like private keys. The Tangem app also verifies the authenticity of the chip and the firmware when signing a transaction, providing complete protection against counterfeiting and cloning.
• Multi-currency and Blockchain Support: The hardware wallet is compatible with thousands of cryptocurrencies and dozens of blockchains. It allows users to connect and manage up to 50 different external wallets in one place.
• No Charging: Tangem hardware wallet is powered by NFC from your phone. It has no batteries or cables, so there is no need to charge or plug in.
• Durable: Each Tangem card is made from a monolithic, tamper-resistant material and built to withstand extreme temperatures. On the Tangem website, the company claims to offers a 25-year warranty, offering peace of mind for long-term crypto storage.

The cons of Tangem Wallet are listed below:

• Cannot Generate Multiple Receiving Addresses: Unlike some advanced crypto wallets, Tangem does not support generating multiple receiving addresses for a single digital asset. This means users cannot create fresh addresses for enhanced privacy. While this doesn’t affect security, it could affect privacy-conscious users.
• Mobile App Only: Tangem requires an NFC-enabled smartphone (iOS and Android) and has no desktop or web interface. This limits accessibility for users who prefer managing digital assets on a computer and those who own older iOS and Android phones without NFC (e.g., pre-2016 iPhones or budget Android devices).
• No Built-in Screen: Most hardware wallets (e.g., Ledger, Trezor) include a built-in screen to verify transaction details before signing. Tangem lacks this feature, so users must trust the mobile app to display correct transaction information. While the app is secure, this setup is theoretically more vulnerable to phishing or malware attacks.
• Third-party Fees: Tangem’s app integrates third-party services for swapping cryptocurrencies in-app and buying crypto with fiat (credit card/bank transfers). These services charge higher fees (which could exceed $50 for swapping $1,000 worth of BTC or another digital asset).
• Not Suitable for Frequent Traders: Although it is a multi chain wallet, Tangem is optimized for secure crypto storage, not active trading. So, if you are a frequent trader or you want to earn passive income via staking, Tangem Wallet or any hardware wallet might not be suitable for you.

Is Tangem Wallet Legit to Use in 2025?

Yes, Tangem Wallet is legit to use. Millions of crypto investors trust the hardware crypto wallet due to its enhanced security features, including cold storage, anti-hacking protection, and a proven track record of security. Tangem Wallet also has a smart backup system and undergoes constant firmware updates to add new tokens and update the system. Additionally, Tangem’s firmware is open-source, allowing security experts to verify its integrity.

Is Tangem Wallet Unhackable? How Secure Is This Crypto Wallet?

Yes, it is safe to say that Tangem Wallet is unhackable, given its proven security track record. The company has distributed over four million Tangem cards, and none have been hacked. The wallet uses a secure element chip certified at Common Criteria EAL6+ to generate private keys via a True Random Number Generator (TRNG). It uses them to sign transactions directly within the card.

The generated private keys are stored exclusively within the chip, with no backups or external copies, ensuring they cannot be extracted or duplicated. Additionally, because the crypto wallet operates exclusively through NFC-based communication with a mobile device, it is protected from remote attacks that software wallets are susceptible to (such as malware injection or phishing attacks).

Disclaimer: While the Tangem crypto wallet has not experienced any hacks, this is not a guarantee that your funds are safe. This information is for educational purposes. Ensure to do your own research around Tangem Wallet’s security features and other concerns.

How Many Cryptos Tangem Wallet Support?

Tangem Wallet supports over 16,000 cryptocurrencies and about 85 blockchain networks. Some of the popular blockchains the crypto wallet supports are Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Cardano (ADA), Polygon (MATIC), Binance Smart Chain (BSC), Avalanche (AVAX), XRP Ledger (XRP), zkSync Era, Arbitrum, Optimism, and Shibarium.

What Are Tangem Wallet Supported and Restricted Countries?

Tangem Wallet is supported in over 150 countries and regions, including the United States, the European Union (all 27 countries), the United Kingdom, Canada, Australia, New Zealand, Japan, South Korea, Singapore, Switzerland, Saudi Arabia, Brazil, Mexico, Argentina, South Africa, Nigeria, India, Kenya, Vietnam, Tunisia, and Thailand.

Meanwhile, Tangem restricted countries include Cuba, Iran, North Korea, South Korea, Syria, Crimea (U.S. sanctions), Russia, Belarus, Venezuela, Afghanistan, Laos, Lebanon, Libya, Somalia, Yemen, and Zimbabwe.

Is Tangem Wallet Available in the U.S?

Yes, Tangem Wallet is available in the US. You can order a Tangem Wallet card directly from the official Tangem website or through third-party retailers like Amazon. However, we highly recommend purchasing directly from the Tangem website, as the supply chain of retailers may involve multiple handling points, increasing the risk of tampering or receiving a compromised duplicate.

What Are the Key Features That Make Tangem Wallet Unique?

The key features that make Tangem Wallet unique include a card-based wallet (no seed phrase), top-tier crypto security with EAL6+, simple NFC use, and a unique backup with multiple cards. Here is a rundown of how these features work.

Card-based Wallet, No Seed Phrase

Tangem Wallet is a card-based wallet that is sleek, compact, and does not require a battery or external power source, making it convenient for everyday use. Tangem cards manage your crypto without the need for traditional seed phrases. Instead of you generating a seed phrase, writing it down, and keeping it in a safe place, you can secure your wallet using the additional cards.

Depending on the package you opt for, you could have the 3-card or 2-card sets. The difference between these card sets is that the 3-card set improves your wallet recovery options. If one card is lost, you can use the other two to access your wallet. However, with only two cards, losing one and forgetting your access code would leave you unable to reset or recover your crypto wallet.

Top-Tier Security with EAL6+ Chip

Tangem uses a secure chip that has undergone rigorous testing from two top security firms (Kudelski Security in 2018 and Riscure in 2023). These audits confirmed that the Tangem firmware has no backdoors or vulnerabilities, is not updatable, and contains no hidden algorithms, making it one of the best crypto wallets on the market.

This chip is the core of Tangem’s tamper-resistant design. Even if someone gains physical access to the card, breaking into it or extracting the private keys is virtually impossible. More importantly, your crypto keys are generated and stored inside the chip itself, and there are no other copies stored anywhere else, you cannot even see these private keys like you usually would in a software wallet.

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Simple NFC Use

The Tangem Card is powered by NFC (Near Field Communications) technology, which is a standard that enables communication between the card and ring and your mobile device. You can only interact with your Tangem Wallet card via the companion mobile app, which allows you to check balances, send and receive transactions, and manage your assets.

With NFC technology, you don’t have to worry about complex processes or speed. All you need to do is initiate a transaction on the Tangem mobile app, then tap the card or ring on your phone to sign the transaction. Fortunately, NFC works with most modern phones, including iPhone 7 and above models, Google Pixel, Samsung Galaxy A3+, and some Xiaomi models.

Unique Backup with Multiple Cards

Unlike most crypto wallets, Tangem does not rely on a recovery phrase. Instead, it offers users additional cards that serve as backups. When you buy your Tangem cold wallet (two or three card sets), you get additional backup cards that are exact copies of the original.

These backup cards are fully synchronized, and you can store them separately in secure locations. If your primary card gets lost or damaged, you can use any of the backup cards to access your Tangem account and assets. These cards take off the burden of managing a seed phrase.

What Are The Fees of Tangem Wallet?

Tangem Wallet does not charge any fees when you send cryptocurrency. It is a non-custodial crypto wallet, meaning users fully control their assets without third-party commissions or withdrawal fees from Tangem. However, standard blockchain network fees (gas fees) apply for all transactions since these go to miners or validators on the blockchain.

You will see the applicable network fee at the time of each transaction. This fee varies based on factors such as transaction size, network congestion, and user demand for faster confirmation. In addition to network fees, third-party payment providers within the Tangem mobile app may charge fees for buying, selling, or swapping cryptocurrencies, with some transactions incurring fees of up to 10%.

Tangem Wallet Pricing

Tangem offers its wallets in bundles, and the cost depends on the number of cards you order. The available bundles are the 2-card set, 3-card set, Family Pack, and the Tangem Ring Set. The 2-card set is recommended as the minimum for secure backup and costs around $54.90, giving you one primary card and one backup.

The 3-card set is a popular choice because of its two backups and is priced at $69.90. For larger needs, Tangem offers a Family Pack, which includes six cards designed for families or teams who want shared or individual wallets with secure backups, the price for the Family Pack is $139.80.

Finally, the Tangem Ring Set is a newer offering that includes NFC-enabled rings plus two cards. Pricing for the Ring Set is $160. Tangem offers customization options for the card sets, allowing users to add the finger size for the rings and choose their preferred card design. There are no subscription or activation fees after you buy a Tangem Wallet, you simply pay for the cards (or ring) once and own them for life. 

How To Setup Tangem Wallet?

To successfully set up Tangem Wallet, you need an NFC-enabled smartphone and your Tangem Wallet cards or rings. Once you have those, here is a straightforward way to get your new Tangem Wallet up and running.

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Step 1: Download the Mobile App on Google Play Store or App Store: Download and open the official Tangem app. Then select “Scan Tangem”, remove the ring from your finger, and hold it close to your smartphone’s NFC antenna. 

Step 2: Create Wallet: Click “Create Wallet” to proceed. Then tap “Add a card or ring” and scan any Tangem Wallet card from the box. Depending on the  Tangem Wallet set you bought and the number of additional cards, you will need to repeat this process to connect all your cards to the wallet. So tap “Add a card or ring” again and scan the second and third cards.

Step 3: Create Access Code: Select “Finalize backup” then click “Create” and enter an access code. For the code, enter any word, phrase, or number you can remember. Later, you can set a unique code for each device. Once you’ve set up your code, select “Continue” and re-enter your code, and click “Submit”.

Step 4: Scan Backup Cards: Tap Scan and place your Tangem device close to your phone’s NFC antenna. Keep it still for the 15-second countdown. Click “Scan card” and repeat the process with the first backup card. Finally, allow the Tangem mobile app to use biometric authentication, such as Face ID, for quicker access to your wallet. Tap Continue to my wallet to access your account.

Please note that the Tangem Wallet referral code is used during the purchase process when buying a Tangem hardware wallet, specifically during the checkout or payment phase. You will see a designated field to enter the referral code before finalizing your purchase.

Read Next: Crypto sign-up bonus – get free monetary rewards, trading fee discount, and access to other exclusive promotions on top crypto exchanges.

How To Buy, Sell, and Swap Cryptocurrencies with Tangem Wallet?

To buy, sell, and swap cryptocurrencies with Tangem Wallet, open the Tangem mobile app, search or select the cryptocurrency you trade, and follow the on-screen instructions to complete the transaction. Here’s a step-by-step guide on how to buy, sell, or swap crypto with Tangem:

How to Buy Crypto with Tangem Wallet

To buy crypto with Tangem Wallet, go to your homepage after setting up your wallet, then click Buy to begin your transaction. There are two main ways to add crypto to your Tangem Wallet, which are explained below:

Method 1: Buy via the Tangem App

• Step 1: Have the Tangem app installed on your phone, then click “Buy” on the account homepage. Select the cryptocurrency you want to buy (e.g., USDT).
• Step 2: Enter the amount you wish to pay in fiat currency. Tangem Express will automatically find and display the best rates for this transaction. 
• Step 3: Tap Buy to proceed with the transaction. Since you’re buying from third-party payment providers, you will be directed to a secure gateway where you will enter your details and click “Pay.”
• Step 4: Complete KYC if the provider requires. Please note that the provider’s KYC requirements may differ based on the amount you want to purchase.
• Step 5: Once payment is complete, you can check your Tangem app homepage to see your updated balance.

Method 2: Transfer from an Exchange

• Step 1: Buy crypto on a trusted exchange (Binance, Coinbase, Kraken, etc.). If you are unsure where to start, read this comparison of the best crypto exchanges to decide on the best one for you.
• Step 2: Open your Tangem Wallet app and select the cryptocurrency you want to receive (e.g., USDT on the Tron network. On the token page, tap “Receive”, then copy your wallet address and paste it into the other exchange.
• Step 3: Confirm the transaction on the exchange.

How to Sell Crypto with Tangem Wallet

To sell crypto on Tangem Wallet, select the token you want to sell, and you will be directed to a new page where you can sell your crypto to a third-party provider. Here is how to complete this transaction:

Step 1: After logging into your account, select the token you want to sell, for example, SOL.

Step 2: Tap “Sell.” You will be directed to a secure gateway managed by the third-party payment provider. Follow the onscreen instructions to finalize your transactions.

Step 3: Enter your email address and choose either the IBAN (International Bank Account Number) or VISA card where you’d like to receive your funds.

Step 4: Send your digital asset to the provided crypto wallet address to instantly convert to fiat currency. The provider handles the conversion process for a fee, and you receive cash in the fiat currency of your choice.

Note: KYC requirements may differ based on the amount you want to purchase.

How to Swap Crypto with Tangem Wallet

Here’s a simple step-by-step guide to help you swap crypto in your Tangem Wallet:

Step 1: Open the token page and select the crypto you want to swap, and click “Swap.”

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Step 2: Enter the asset you want to receive, such as USDT. Tangem Express will automatically show you the provider with the best rates.

Step 3: Tap “Fee” to choose the network transaction fees. You can choose between Market (average fee rate) and Fast (more expensive but offers a better transaction speed)

Step 4: Once you choose, tap “Swap” and enter your access code or biometric ID. Scan your card to approve the transaction.

Step 5: When the swap is complete, your account will be funded with the swapped token.