Key Takeaways
- XRPL AI Hub listed 193 merchants offering 5,410 live services.
- Settled payments topped 15.6 million, with tracked value above $78,000.
- Monid brought more than 2,600 service endpoints from over 80 providers.
XRPL AI Hub Lists More Than 5,400 Services
Payment infrastructure developer t54 shared on X on Nov. 13 that AI agents, software that carries out tasks on a user’s behalf, could purchase more than 5,400 live services on the XRP Ledger (XRPL). The company stated:
“More services mean more reasons to pay in XRP and RLUSD.”
Dashboard figures checked Nov. 13 put the XRPL AI Hub’s registered merchants at 193, with 5,410 live services and 15,692,399 settled payments. The platform separately showed more than $78,000 in cumulative settled value. Its directory counts individual offerings, allowing one merchant to provide multiple services.
How Agent Payments Grew From 1 Million to Nearly 12 Million
July marked the hub’s launch as agent payments approached 1 million. J. Ayo Akinyele, head of engineering at RippleX, Ripple’s blockchain development arm, discussed the 1 million transaction milestone on July 21. His comments described the early development of tools and standards for autonomous spending on XRP Ledger.
By Oct. 3, tracked activity had reached nearly 12 million x402 payments, extending that earlier milestone. Akinyele identified data purchases and AI model use as leading applications. Available offerings also covered financial data, risk, and credit, broadening the resources automated buyers could access.
How Agents Purchase Services With XRP and RLUSD
Under x402, a payment standard for web requests, a provider returns its price and payment requirements before supplying a service. The buyer signs a transaction, and t54’s facilitator acts as a payment intermediary. It verifies that transaction against the requirements, submits it to XRPL, and returns the settlement result while the payer retains control of private keys.
Ripple’s XRPL AI Starter Kit is a collection of developer tools and integrations that includes x402 support contributed by t54. Agents can purchase API access, computing, and AI inference—the use of trained models to generate answers or other outputs—with XRP or RLUSD. Its wallet tools support balance checks, payments, and transaction tracking.
Providers set their own prices, with RLUSD supporting dollar-denominated payments alongside XRP purchases. Examples listed on the hub include AI model access at 0.0005 RLUSD per request and cryptocurrency token analysis at 0.001 XRP per request.
Beyond XRPL, the broader x402 standards effort supports multiple payment methods for automated commerce. Ripple joined the Linux Foundation-backed group as a premier member in July. Other participants include Visa, Stripe, Google, and Mastercard, connecting payment companies with technology providers.
Large catalogs from individual merchants contribute to the hub’s service count. Monid Tool Router, which brings together services from multiple providers, joined the hub Oct. 20 with more than 2,600 pay-per-call offerings drawn from over 80 providers. Those services were priced in RLUSD.
